Interest margin reached $77.2 million, up 13 percent from the same period a year earlier.

Total operating expenses rose to $53 million over the same period. Staff expenses accounted to 59 percent or $31 million of total expenses, up 16 percent from a year earlier. Operating expenses constituted 32 percent of total expenses or $17 million, up by half a percent from a year earlier.

Over the same reporting period, loans to customers rose to $1.2 billion, up 20 percent from the corresponding period in 2008. Customer deposits reached $4.5 billion at the end of September.

The bank’s consolidated assets hit reached $5 billion at the end of September 30, 2009.

The bank boasts a chain of 63 branches and employs a staff of 1,286 people.